We can resist anything but temptation to paraphrase Oscar Wilde. Despite the best laid plans and your own personal cutbacks (you've taken the office beer-up over buying something new to wear to it), you're still a bit short on cash to tide you over the yuletide period. The Visa and Mastercard have been tucked away
There's few red faces we reckon in MBNA today. Nearly 500,000 MBNA card holders will have their cards credited with an average of €38 after MBNA itself discovered it overcharged its customers by €18m. It came out with its hands up to the financial regulator. Anyway the refund is due to a drafting error in the credit card firm’s terms and conditions.
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In the run up to Christmas, it is oh so tempting to buy something that you don't have to start paying for until six months down the line. Yes June 2010 seems far away now but it will swing around surprisingly faster than you anticipate. Blowing €449.99 on a Roger Black AG-12501 Bike Cross Trainer Combo - and paying nothing now - seems like a great deal.
We all like to think we're smart and can see trouble ahead. So how come no-one spotted the largest bubble of them all? The biggest financial crisis since 1929 has affected everyone around the world, a massive bubble that blew spectacularly. We knew house prices were over-valued. We knew mortgage lending from banks was reaching ridiculous levels
Is payment protection insurance really one of the worst forms of insurance you can buy? Those of us who took out mortgage payment protection insurance to cover job loss or serious illness should be feeling confident that at least the mortgage is covered - no matter what happens, right? For most of us meeting those mortgage repayments is a priority.
Feel like your finances are beating you up? Join the club - it's one with an increasing membership. With Christmas just around the corner, now is the time take control over your spending. Christmas has many traditions - plus the traditions we invented during the boom years - splashing the cash and maxing out our credit cards. While overindulging generally meant a lean January...
It's not all depressing news on the property front. First time buyers (FTB) have the world at their feet. Once they have a mortgage in the bag (no mean feat in itself), they quite literally have their pick of the properties. And there are plenty of bargains out there. Reports this week that buyers in 2007 forked out €332,000 for a 65sqm apartment in one development...
There were a few disgruntled people on RTE's Liveline programme recently giving out about acai berries (pronounced a-sigh-ee). The berries themselves were ok (at least no one complained directly about them) but it was the simple scam they'd fallen for when signing up for 'free trials' that had them in a financial twist. Acai berries - what's the attraction you might wonder?
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