We can resist anything but temptation to paraphrase Oscar Wilde. Despite the best laid plans and your own personal cutbacks (you've taken the office beer-up over buying something new to wear to it), you're still a bit short on cash to tide you over the yuletide period. The Visa and Mastercard have been tucked away
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There's few red faces we reckon in MBNA today. Nearly 500,000 MBNA card holders will have their cards credited with an average of €38 after MBNA itself discovered it overcharged its customers by €18m. It came out with its hands up to the financial regulator. Anyway the refund is due to a drafting error in the credit card firm’s terms and conditions.
Insurance is a hot topic this week as the November storms wreak havoc around the country. Thousands of homes have been affected by the flood waters and hopefully all of them will have had insurance cover or it will be a very miserable Christmas indeed. But according to a report in the Irish Times at the weekend householders may find it difficult to get cover for "predictable events" like regular flooding.
In our continuing quest for savings we've taken a look at more ways to save your cash. Some you can even do in your sleep.
Legislation creating the National Asset Management Agency (NAMA) is likely to be published later this month. It is set to be the one of the most important laws passed in the country...
With interest rates having been cut seven times since last October it is now time mortgage holders started considering getting in a fix. By that we mean of course locking in for three or five years to the low mortgage rates that are currently available.
The deepening recession is turning banks and credit card companies nasty. Back in the boom you may have been given leeway if you missed a credit card payment or went over your credit card limit.
Many people have reacted to the downturn by saving more. A recent survey found that three out of five consumers said they are more likely to save due to the current economic recession
Seven banks enjoy this full protection from the State - AIB, Bank of Ireland, Anglo Irish Bank, Permanent TSB, EBS Building Society, Irish Nationwide and Postbank
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