Seems like the situation is becoming more desperate for mortgage holders - the Irish Independent predicts an avalanche of repossessions as new figures show that 6400 people stopped paying their mortgages more than a year ago. These homeowners are now almost certain to have their homes repossessed, says Charlie Weston.
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We can resist anything but temptation to paraphrase Oscar Wilde. Despite the best laid plans and your own personal cutbacks (you've taken the office beer-up over buying something new to wear to it), you're still a bit short on cash to tide you over the yuletide period. The Visa and Mastercard have been tucked away
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Feel like your finances are beating you up? Join the club - it's one with an increasing membership. With Christmas just around the corner, now is the time take control over your spending. Christmas has many traditions - plus the traditions we invented during the boom years - splashing the cash and maxing out our credit cards. While overindulging generally meant a lean January...
It's not all depressing news on the property front. First time buyers (FTB) have the world at their feet. Once they have a mortgage in the bag (no mean feat in itself), they quite literally have their pick of the properties. And there are plenty of bargains out there. Reports this week that buyers in 2007 forked out €332,000 for a 65sqm apartment in one development...
Legislation creating the National Asset Management Agency (NAMA) is likely to be published later this month. It is set to be the one of the most important laws passed in the country...
Do you want to get one over on your bank? Then using your savings to pay off an expensive debt like your credit card bill is one of the most effective ways you can beat the bank.
The deepening recession is turning banks and credit card companies nasty. Back in the boom you may have been given leeway if you missed a credit card payment or went over your credit card limit.
Many people have reacted to the downturn by saving more. A recent survey found that three out of five consumers said they are more likely to save due to the current economic recession
Seven banks enjoy this full protection from the State - AIB, Bank of Ireland, Anglo Irish Bank, Permanent TSB, EBS Building Society, Irish Nationwide and Postbank
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